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Joined 2 years ago
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Cake day: June 30th, 2023

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  • Open a free brokerage account now and buy an index fund. Only index funds and even if it is $20 or $4 a month keep investing in index funds. Fidelity has several with no fees. Google what an index fund is. Don’t ever gamble on a regular stock, it’s basically gambling and not worth it.

    I thought I was too poor for the “stock market” but I was an idiot and now I’m a much older still-broke idiot who is never going to get to retire.

    Also start saving for retirement now. Open a Roth IRA and fill it with index funds.

    I know this sounds ridiculous and stupid and not fun but seriously preparing for your financial future is the best thing you can possibly do for yourself. I wish I had.

    Don’t be me kids.




  • Fun fact! I was literally tortured (yes, actually for real) by Collective Soul so anytime I hear one of their two “hit” songs I get flung into PTSD flashbacks. I have to cover my ears and basically sink to the floor or immediately leave the area if that’s possible.

    Suffice to say I hate them.

    Also I was a retail slave for over a decade and hate all Christmas music. Super mega hate.

    Edit: abused by the music, not the band. Sorry I didn’t mean to be misleading.